The Importance Of Travel Insurance

The Importance Of Travel Insurance:

The key to a safe solo female travel trip is preparation but what do you do when the unexpected happens? All those little things you can’t plan for like a flight cancellation due to bad weather, the airline losing your luggage or a medical emergency. Nobody wants to be caught in these situations but a smart traveler is aware of them anyway and makes a plan for it.  The importance of travel insurance can’t be stated enough and I’m going to go over some of the benefits in this post.

*Note: Everything depends on the plan you purchase so go over the fine print and make sure you have the coverage you want.*

Weather-Related Catastrophes

There are plans that will cover you if your flight is delayed, or even canceled, due to weather. Let’s say you’re stranded in an airport miles away from home. Your flight has been delayed seven hours, it’s the middle of the night, and you need a bed or a way out fast.

As long as your plan covers you, you can arrange a place to stay or look into booking another flight and rest assured knowing you will be reimbursed. Look into a policy that covers flight delays due to weather and flight cancelations due to weather and fly safe.

Medical Catastrophes

If you get hurt while on your trip and need to get medical attention then travel insurance will come in handy. This could range from getting the flu or breaking something while doing some extreme sports or a serious emergency. It’s nice to know that whatever costs you accrue will be covered.

The site I use to compare plans and find the ones in my price range is InsureMyTrip. I pay special attention to their policies and coverage for baggage loss, baggage delay, their medical cost limit, and how much they cover me if I need a medical evacuation.

Do I Really Need This?

You might not. If your health insurance already covers you when you travel abroad then you can ignore this post completely, but if not and you’re jetting off to Europe for two months then you might. If you’re traveling by yourself and on your own dime then it’s just an extra piece of mind to know you’re covered in case of an emergency.

Good Luck

If you still have doubts about the importance of travel insurance then let me leave you with these thoughts. You’ll be out there trying new things, eating new foods and navigating in places you’ve never been before. I’ve gotten ill on my travels before. I’ll run into travelers who have gotten really hurt and needed medical attention. No one wants to think anything will happen, and I hope it never does, but you should still be prepared. Trust me there is nothing like having peace of mind when you’re taking on the world solo.

Good luck out there ladies and if you have any more questions about travel insurance or anything at all, don’t be afraid to drop them in the comments.